January budgets are built on optimism. July forecasts should be built on reality. By mid-year, the assumptions you made in the winter have met the real world. Costs changed. Sales channels behaved differently than expected. A distributor underperformed, or a marketing channel took off, and suddenly you are spending more cash to keep up with…
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Protea Financial was founded on the belief that wineries, and honestly all small businesses, deserve accounting that actually works for them. Not year-end scrambles, not reactive fixes, not reports that raise more questions than they answer. Real, operational accounting: accurate, timely, and built around how a winery actually runs. March 2026 marks our 12-year anniversary,…
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There is something to be said for the words we all speak. Day in and day out, we speak and hear thousands, sometimes millions of them. The words we choose say a lot about who we are and what we are passionate about. Here at Protea Financial, we love to share words of wisdom all…
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Another year is nearly over, and what an eventful year it has been. We have all been through a lot of ups and down over the last few years, and 2022 was no different. Thankfully, some aspects of life are starting to feel a bit more normal, and we were able to make some progress…
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Any time you are paid for work by a company, that company is required to report your payments to the IRS as income. Typically, this is done through a form W-2 because most, if not all, of the company’s payments go to employees. However, some companies do hire contractors or freelancers. These individuals work on specific projects
